Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of November 26, 2025, the best 12-month CD ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

Rates on certificates of deposit (CDs) were high at this point last year, and many consumers opened new accounts to take advantage of them. Now, though, some of those CDs are starting to mature. "A ...

Certificates of Deposit (CDs) have emerged as a particularly intelligent investment choice. A CD is a type of deposit account that requires you to keep your money in the account for a set period, ...

As the Federal Reserve raised rates throughout 2022 and into 2023, the high-rate environment led certificates of deposit (CDs) to be one of the most obvious and beneficial choices for earning more on ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

Certificate of deposit rates have inched down slightly since their roaring highs of mid-2024, but many banks and credit unions still offer CDs that reward you with solid returns on your savings. While ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. With Fed cuts on the horizon, CDs can be a smart savings strategy in the right ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.